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Fee Schedule

Our aim is to always keep costs under control

Here's where our not-for-profit status pays off for you

At Envision Credit Union, our everyday goal is to offer you more for less. One way we make that happen is by charging lower fees than many financial institutions.

Share/Savings Account

Name Fee
Membership terminated within 90 days of opening $20.00
Account Service Fee (average monthly balance below $250) $5.00
More than three withdrawals per month $1.00 each
Holiday & Vacation Club Accounts - Early Withdrawals $5.00

Checking Accounts

Name Fee
Overdraft transfer $5.00
Stop payment $25.00 per request
Counter Checks $2.00 per sheet
Fresh Start Checking Fee $25.00
Fresh Start Checking Monthly Maintenance $10.00

Sterling Accounts

Name Fee
More than 3 Sterling Fund checks/withdrawals per month $6.00 each
Sterling Fund checks/withdrawals for less than $25.00 $6.00
Sterling PLUS Fund Account fee for average daily balance below $25,000 $9.95 per month

Visa Debit Card

Name Fee
Balance inquiry $0.50
ATM Withdrawal (Over 6 ATM transactions per month) $1.50 per withdrawal
Card Replacement (first card) No Fee
Card Replacement (each additional card) $10.00
Rush new Debit card via Certegy $50.00
ATM deposit correction done by Credit Union $5.00
VISA pass through foreign currency exchange fee 1% of transaction amount
Visa Gift Cards, Travel Money Cards & Prepaid Debit Cards $4.95

Safe Deposit Box, Yearly Rental

Name Fee
3” x 5” box $30.00 per year
3” x 10” box $40.00 per year
5” x 5” box $30.00 per year
5” x 10” box $60.00 per year
10” x 10” box $100.00 per year
Late Payment charge $10.00 per month
Lost Key $25.00
Drilling of Boxes Cost plus $25.00

Money Wire

Name Fee
Domestic Incoming $10.00
Domestic Outgoing $25.00
International Incoming $20.00
International Outgoing $50.00

General Fees

Name Fee
Check/debit item presented on insufficient(NSF) or uncollected funds and returned to payee $35.00
Discretionary "Courtesy Payment" of overdraft $35.00
ACH Overdraft Fee $35.00
Check/Deposit/Transaction Ticket Copy $3.00 each
Inactive Account (For 12 months with aggregate balance <$250) $10.00 per month
Money Orders $3.00 each
Cashier’s Checks (Members) $5.00
Cashier’s Checks (Non-Members) $15.00
Bill Pay Check Copy $9.50
IRA Plan termination and transfer fee $25.00
Return Deposit Item (Member drawn) $30.00
Return Deposit Item (Other) $10.00
Returned Mail (Due to incorrect address) $5.00
Collection Items (Incoming items) $5.00
Collection Items (Outgoing items – Foreign) $25.00
Account Research/Balancing Fee ($10 minimum charge) $20.00 per hour
Monthly Statement/History Copy/Duplicate 1099 or 1098 $5.00 per copy
Transfer all deposit/loan accounts to new Membership $25.00
Legal Process Handling (per document) $100.00
Non-member check cashing fee $5.00
Escheatment Fee $75.00