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Side Hustle Smarts: Make Extra Income Work for You | MoneyWi$e Wednesdays with Envision Credit Union

June 21, 2025

In this episode of MoneyWi$e Wednesdays, hosts Andre Harris and Kelli Walter from Envision Credit Union dive into the world of side hustles—sharing tips, personal stories, and practical advice to help you maximize your time and money. Whether you're juggling a full-time job and a gig on the side or considering launching your first hustle, this episode has strategies to help you earn more and stress less.

 

 

Episode Highlights:

  • What makes a side hustle “smart” (hint: it’s not just about cash)
  • Managing your time, energy, and expectations while working extra gigs
  • How to track side hustle income and plan for taxes
  • The importance of aligning your hustle with your values and goals
  • Unexpected side hustle ideas (including cartooning, singing, and more)
  • Balancing creative passion projects with financial realities
 

Key Takeaways:

  1. Be Strategic: Choose side hustles that complement your lifestyle, not complicate it.
  2. Know Your Why: Clarity around your goals keeps your hustle from becoming a burden.
  3. Budget with Intent: Separate side income from your regular budget for greater impact.
  4. Plan for Taxes: Side income isn’t tax-free—prepare now to avoid surprises later.
  5. Pursue Passion Wisely: Not every hobby should be monetized—but when it makes sense, go for it.
 

Expert Tips:

  1. Set clear financial goals for your side income (debt payoff, savings, etc.)
  2. Schedule regular “check-ins” to assess whether your hustle is still serving you
  3. Use digital tools to track expenses, mileage, and income
  4. Consider the mental and emotional bandwidth required before jumping in
 

Resources Mentioned:

 

Next Episode:

Mind Over Money: How Mental Health Affects Spending. Exploring the powerful connection between emotional well-being and financial habits. From anxiety spending and retail therapy to compulsive purchases and money guilt, we’ll unpack how mental health influences the way we save, spend, and manage money. This light-hearted but thoughtful session offers practical tips, fresh insights, and a reminder that you're not alone. While we aren’t mental health professionals, we’re here to promote awareness, spark conversation, and support smart, mindful money choices.

Have questions or need financial guidance? Email us at [email protected]

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Next Episode:

Join us in April for "What's Next: Navigating Financial Independence," where we'll explore key steps to take control of your financial future. From building savings and managing credit wisely to long-term wealth strategies, this episode will help you move beyond budgeting and toward lasting financial freedom.

Have financial questions? Email us at [email protected] or listen to The Hoot podcast wherever you stream your favorite shows!