In this episode of MoneyWi$e Wednesdays, hosts Andre Harris and Kellie Merck from Envision Credit Union unpack financial tips to help you survive summer without draining your wallet. Whether you're planning a vacation, managing rising electric bills, or looking for ways to stretch your dollar, this episode delivers smart, seasonal strategies to help you stay cool—financially and literally.
Episode Highlights:
- Why summer often “breaks the bank” for many families
- How to keep your electric bills from spiking
- Vacation and staycation budgeting tips that actually work
- Side hustles and seasonal income: making the most of your time
- Smarter spending habits to reduce stress
- Credit card best practices for summertime expenses
- The importance of planning ahead before the heat hits your wallet
Key Takeaways:
- Plan with Purpose: A proactive budget now means fewer headaches later.
- Cut the Costs: Small changes in energy use can lead to big savings.
- Spend Smarter: Prioritize experiences, not expenses.
- Hustle Wisely: Use the summer months to explore income opportunities.
- Stay Credit Conscious: Avoid high-interest traps and know your limits.
- Prepare, Don’t Panic: Summer is coming—get ahead before it gets hot.
Expert Tips:
- Use auto-pay or calendar reminders to avoid late fees
- Take advantage of community programs or local discounts for summer activities
- Explore low-risk ways to earn extra income from hobbies or gig work
- Review your credit card rewards and use them strategically
- Don't forget: financial fun can still be fun
Resources Mentioned:
- Envision Credit Union’s MoneyWi$e Program: envisioncu.com/moneywise
- Contact a Financial Coach: [email protected]
- Listen to The Hoot Podcast: Available on all major platforms
Next Episode:
Join us in June for "Side Hustle Smarts”. In today’s economy, many households are exploring the benefits of side hustles to boost their income. But is a second job the right fit for your goals? Join us for an engaging MoneyWi$e Wednesday webinar as we weigh the pros and cons of taking on a side hustle. Learn how to evaluate its impact on your household finances, navigate the lifestyle changes that come with managing a second job, and create a balanced schedule that works for you. Let’s help you make a smart move for your future!
Have questions or need financial guidance? Email us at [email protected]