We’ve done our homework with our Extra Credit Loan.
Avoid the outrageous rates of payday lenders and save money by getting the extra credit you’ve worked so hard to earn. Our $500 Extra Credit Loan is designed to help you make it to your next payday. We understand that everyone needs help sometimes and we’re here to lend a hand.
To qualify for an Extra Credit Loan you must:
- Be a member in good standing for at least 6 months
- Have an open and active Checking Account
- Qualify for an eligible Relationship Tier
How to apply:
*Extra Credit Loans are for $500 with an interest rate of 16.0% APR (Annual Percentage Rate). Loan term is approximately 6 months with monthly payments of approximately $95. $20 Application Fee is required at time of application and is non-refundable. Members must be at least 18 years old, a member in good standing for at least 6 months, have an open and active checking account, qualify for an eligible Relationship Pricing Tier, cannot have a current balance on any other Extra Credit Loan or Holiday Loan to qualify. Extra Credit Loans must be paid in full for a minimum of 30 days prior to funding a new request. Members are limited to 3 or less Extra Credit Loans within a 12 month period. Credit history and overall credit worthiness will not influence the approval or denial of the Extra Credit Loan. Additional restrictions may apply.