Mobile Navigation Menu
About Rates Locations Contact
Apply for a Loan Open an Account Schedule An Appointment
Do You Qualify?

Qualification is easy.

How to qualify

To qualify for an Extra Credit at Work loan you must:

  1. Be an employee with a participating employer for at least 6 months.*
  2. Be 18 years old or older.
  3. Can NOT have a current Extra Credit at Work Loan with Envision Credit Union

It's that simple!

Extra Credit at Work Loan Tiers

The available tiers are:
Loan Amount Minimum Monthly Income Term Approximate Monthly Payment+
$500 Under $1,000 6 months $87.61
$1,000.00 $1,000 12 months $89.82
$2,000.00 $1,500 24 months $96.89
$3,000.00 $2,000 36 months $103.46
$4,000.00 $2,500 36 months $137.94
$5,000.00 $3,000 36 months $170.32

+Monthly payments displayed are only an approximation and actual monthly payments will vary based on loan amount, term, and first payment due date.

*Substitute, teacher-aide, and other zero-hour employees may be exempt from qualification. Such roles are subject to Credit Union discretion.